Cloud Based

Access from anywhere with secure hosting, automatic backups and zero server maintenance.

Bank-grade Security

Encryption, role-based access, audit trails and secure OTP protect every transaction.

Multi-Branch

Run multiple branches with centralized control and branch-level reporting.

Nepali & English

Full Nepali (B.S.) date, Unicode and bilingual reports built in.

Smart Alerts

Automated SMS, email and push notifications for every important event.

Analytics

Live dashboards reveal growth, portfolio health and recovery trends.

Member Self-Service

Members manage accounts, statements and loans via web and mobile.

Integrations

Connect with payment gateways, SMS providers and third-party tools via API.

NRB Reporting

Generate prudential and regulatory reports in the exact required formats.

Security First

Security woven into everything

We treat your cooperative's data with the highest standards — encrypted in transit and at rest, with granular permissions and complete audit logs.

  • 256-bit encryption & secure sessions
  • Role-based access control (RBAC)
  • Full audit trail of every action
  • Automated encrypted daily backups
Secure mobile banking on Luniva
Insights

Decisions backed by real data

Turn raw transactions into clear insight. Track deposits, loans, recovery and member growth with dashboards your board will love.

  • Real-time KPI dashboards
  • Portfolio & PAR analysis
  • Custom report builder
  • Scheduled report delivery
Luniva analytics dashboard

See every feature in a live demo

We'll walk you through the modules most relevant to your cooperative.

Request Demo