One platform, every module
A complete suite built for cooperatives — pick the modules you need today, add more as you grow.
Our product suite
Each product is powerful on its own and seamless together.
Luniva Core
Our flagship dashboard application — streamline operations, gain actionable insights and manage deposits, loans, shares, accounts, members and transactions from one secure, intuitive system.
Key benefits- Real-time transactions
- Multi-branch & multi-user
- NRB-compliant
Luniva Mobile
Native mobile banking app for members to check balances, transfer funds, view statements and request loans anytime.
Key benefits- iOS & Android
- Biometric & OTP login
- Push notifications
SMS Banking
Built-in SMS gateway for instant balance inquiry, transaction alerts, EMI reminders and OTP verification.
Key benefits- Bulk & template SMS
- Automated triggers
- Delivery reports
Cloud Backup
Automatic, encrypted daily backups and disaster recovery — your cooperative's data is always safe and restorable.
Key benefits- Automated daily backups
- Point-in-time restore
- 99.9% uptime
Accounting Module
Complete financial accounting — four ledgers with sub-ledgers, journal, trial balance, daily trial balance, P&L, income-expenses and balance sheet. All reports are 100% accurate, printable, exportable and customizable.
Key benefits- Automated entries
- Audit-ready reports
- Multi-currency
Loan Module
Complete lending lifecycle — applications, EMI schedules, interest, collateral, disbursement and recovery.
Key benefits- EMI & amortization
- Collateral tracking
- Overdue alerts
HR Module
Manage staff, attendance, leave, payroll and appraisals — keeping your cooperative's people organized.
Key benefits- Attendance & leave
- Payroll processing
- Employee records
Inventory Module
Track fixed assets, stationery and inventory with purchase, stock and valuation management.
Key benefits- Stock tracking
- Asset management
- Valuation reports
Reports Module
100+ ready reports including NRB prudential reports, board packs and customizable statements.
Key benefits- NRB reports
- Custom builder
- Export PDF/Excel
Collector App
Mobile app for field collectors to record loan and deposit collections on-site, even in offline areas, syncing automatically when back online.
Key benefits- Offline collection
- GPS-stamped receipts
- Auto-sync to Core
Simple, scalable pricing
Transparent plans sized for cooperatives — no hidden fees.
Starter
- Up to 500 members
- Core + Accounting
- SMS alerts (limited)
- Email support
Growth
- Up to 5,000 members
- All modules included
- Mobile banking app
- Priority 24/7 support
Enterprise
- Unlimited members
- Multi-branch & API
- Dedicated manager
- Custom integrations
Not sure which modules you need?
Book a free consultation and we'll tailor the perfect setup for your cooperative.
Request Demo Talk to Sales